Self employed? Find your mortgage at Canada’s mortgage marketplace™
Our lenders understand cash flow – access your best mortgage with lenders ready to compete for your unique business.
Finding your best mortgage terms shouldn’t be a mystery.
While banks traditionally qualify on taxable income and employment letters, your situation is different. And write-offs that help at tax time can work against you at the bank. Our competing lenders are ready for your application. Save time, and invite Canada’s most innovative lenders (some you have never heard of) to compete for your mortgage.
You built the business. Find the terms you deserve here.
Apply Financial is Canada’s mortgage marketplace for self-employed borrowers: one 100% online self-employed mortgage application puts your profile in front of multiple competing lenders who understand cash flow and write-offs, instead of you shopping each one yourself.

Competing Lenders
With one personalized adaptive application, anonymously receive multiple lender proposals. Our lenders include Canada’s most competitive start-ups and established lenders.

Apply ‘Incognito’
We keep you anonymous until you choose to act. If you move forward, only your chosen lender receives your contact info. No sales calls, but we are here to help if you need us.

Apply Your Way
Take control of the application process. Start when you are ready—work at your own pace. Leave and come back later, we are 100% online.
Ready to get started?
Start your pre-approval application
Ready to start shopping? Take your time filling out your pre-approval application in our secure environment
Start your mortgage application
Ready to make an offer? Take your time filling out your application in our secure environment
Time to renew or refinance?
Is your current mortgage coming due in the next 6 months? Let’s find your best rollover offers from competing lenders
Crunch your numbers here
Not sure yet? Find out how much you can get approved for in less than 5 minutes.
Our Best Rates Today
See our live, regularly-updated Insured, Conventional, and Multi-Family mortgage rates.
Our Competing Lenders Include
Curious what rate you might qualify for? Compare current Mortgage Rates across Insured, Uninsured, and Multi-Family options before you apply.








