You are the prize. Get the pre-approval terms your strong credit deserves.
Posted rates are for average credit profiles. With our fully online pre-approval application access multiple lenders ready to compete for your mortgage.
One application. Competing lenders.
Apply Financial is Canada’s mortgage marketplace: one 100% online pre-approval application puts your profile in front of multiple competing lenders at once, so they compete for your business instead of you shopping each one yourself. Get pre-approved in Canada without picking up the phone.
Personalized Application
Complete your personalized application in about 20 minutes. Work at your own pace and pick up right where you left off anytime —your progress is always saved.
Apply ‘Incognito’
Remain fully anonymous to lenders until you’re ready; only the lender you choose will receive your contact details.
100% Online
No phone calls, No sales pitch. See your results without talking to anyone — and while we are 100% online, real time help is available
Start your pre-approval application
Ready to go lender shopping? This will take you to our secure environment
Do I qualify?
Find out how much you can get approved for in less than 5 minutes.
Our Competing Lenders Include
Get Mortgage Pre-Approved Online in Canada with the discounted rates your credit deserves
Know your number before you start house-hunting. Fill out one application, see real offers from lenders competing for your business, and walk into your next open house with actual pre-approved terms — not a bank’s guess. No meetings, no waiting for a callback, and your phone number stays private until you pick a lender.