You are the prize. Get the mortgage terms your strong credit deserves.
Posted rates are for average credit profiles. With our fully online mortgage application access multiple lenders ready to compete for your mortgage.
One mortgage application opens the door to multiple competing lenders
Apply Financial is Canada’s mortgage marketplace: one 100% online mortgage application puts your profile in front of multiple competing lenders at once, instead of you shopping each one yourself. It’s the fastest way to find your best mortgage rate in Canada without picking up the phone.
Personalized Application
Complete your personalized application in about 20 minutes. Work at your own pace and pick up right where you left off anytime —your progress is always saved.
Apply ‘Incognito’
Remain fully anonymous to lenders until you’re ready; only the lender you choose will receive your contact details.
Self Guided
No phone calls, No sales pitch. See your results without talking to anyone —and while we are 100% online, real time help is available
No Documents Needed Upfront
Only upload documents, if required, after selecting your best lender terms.
Start your mortgage application
Ready to go lender shopping? This will take you to our secure environment
Have pre-approvals with us?
Convert your pre-approval to an application for your specific property here
Our Best Rates Today
See our live, regularly-updated Insured, Conventional, and Multi-Family mortgage rates.
Our Competing Lenders Include
Apply for a Mortgage Online in Canada – No Phone Calls
Found the place? Skip the broker meetings and bank appointments. Fill out one application, let lenders compete for your business, and move at your own pace — nights, weekends, whenever works for you. Your phone number stays private until you choose who you’re working with.