Apply Financial, Canada’s mortgage marketplace™
You earned your strong credit profile. Now, unlock discounted mortgage rates with lenders paying to have Canada’s strongest borrowers as customers.
You are the prize. Shouldn’t lenders be competing for your mortgage?
Posted rates are for borrowers with average credit profiles. Use our completely online application to connect to Canada’s mortgage marketplace – receive multiple proposals from lenders competing for your mortgage. Save time, and invite Canada’s most competitive lenders (some you have never heard of) to compete for your mortgage.
You have earned the credit score. Finally get the below posted rate you deserve.
Competing Lenders
With one personalized adaptive application, anonymously receive multiple lender proposals. Our lenders include Canada’s most competitive start-ups and established lenders.
Apply ‘Incognito’
We keep you anonymous until you choose to act. If you move forward, only your chosen lender receives your contact info. No sales calls, but we are here to help if you need us.
Apply Your Way
Take control of the application process. Start when you are ready—work at your own pace. Leave and come back later, we are 100% online.
Ready to put your credit to work?
Start your pre-approval application
Ready to start shopping? Take your time filling out your pre-approval application in our secure environment
Start your mortgage application
Ready to make an offer? Take your time filling out your application in our secure environment
Time to renew or refinance?
Is your current mortgage coming due in the next 6 months? Let’s find your best rollover offers from competing lenders
Crunch your numbers here
Not sure yet? Find out how much you can get approved for in less than 5 minutes.
Our best rates today
Posted rates only serve as a guide to understand the general level of market rates. Why? If you have strong credit there are lenders offering hidden mortgages below their, or others, posted rates that you likely qualify for.
Fixed Rate – Closed
Adjustable Rate
Our Competing Lenders Include
