Apply for your best mortgage fully online. No phone calls required.
Welcome to Apply Financial, Canada’s mortgage marketplace.
Confidentially shop for your best options, with no mortgage broker filter.
No sales calls. No credit impact.
One mortgage application opens the door to multiple competing lenders
Personalized Application
Complete your personalized application in about 20 minutes. Work at your own pace and pick up right where you left off anytime —your progress is always saved.
Apply ‘Incognito’
Remain fully anonymous to lenders until you’re ready; only the lender you choose will receive your contact details.
Self Guided
No phone calls, No sales pitch. See your results without talking to anyone —and while we are 100% online, real time help is available
No Documents Needed Upfront
Only upload documents, if required, after selecting your best lender terms.
Start your mortgage application
Ready to go lender shopping? This will take you to our secure environment
Have pre-approvals with us?
Convert your pre-approval to an application for your specific property here
Today’s Best “Posted Rates”
Posted rates only serve as a guide to understand the general level of market rates. Why? If you have strong credit there are lenders offering hidden mortgages below their, or others, posted rates that you likely qualify for.
If you have weaker credit or a complicated situation, you may not qualify with the lender posting the best rate–in this case it’s super important to shop lenders for your unique best rate
Fixed Rate – Closed
Adjustable Rate
Our Competing Lenders Include
Apply for a Mortgage Online in Canada – No Phone Calls
Apply for your mortgage completely online in Canada with zero phone calls, no broker contact, and no sales follow-ups. Our secure, anonymous, self-service mortgage application lets you apply without talking to anyone or sharing your phone number. It’s a digital-only experience built for Canadians who want privacy, control, and a faster way to move forward on their mortgage.