Compare competing mortgage renewal and refinance rates
Simply looking to renew your maturing mortgage? Or looking to access your equity?
Anonymously shop for your best renewal or refinance terms, with no mortgage broker filter.
No sales calls. No credit impact.
One renewal or refinance application. Competing lenders.
Personalized Application
Complete your personalized application in about 20 minutes. Work at your own pace and pick up right where you left off anytime —your progress is always saved.
Apply ‘Incognito’
Remain fully anonymous to lenders until you’re ready; only the lender you choose will receive your contact details.
Self Guided
No phone calls, No sales pitch. See your results without talking to anyone — and while we are 100% online, real time help is available
No Documents Needed Upfront
Only upload documents, if required, after selecting your best lender terms
Start your renewal or refinance application
Ready to go lender shopping? This will take you to our secure environment
Not sure? Check affordability here
Our pre-qualification tool will calculate how much you can get approved for.
Today’s Best “Posted Rates”
Posted rates only serve as a guide to understand the general level of market rates. Why? If you have strong credit there are lenders offering hidden mortgages below their, or others, posted rates that you likely qualify for.
If you have weaker credit or a complicated situation, you may not qualify with the lender posting the best rate–in this case it’s super important to shop lenders for your unique best rate
Adjustable Rate
Fixed Rate – Closed
Our Competing Lenders Include
Renew or Refinance Your Mortgage Online in Canada — No Phone Calls
Renew or refinance your mortgage 100% online in Canada with no phone calls, no broker contact, and no sales follow-ups. Our secure, anonymous, self-service application lets you compare renewal or refinance options without talking to a broker or sharing your phone number. Designed for Canadians who want privacy, control, and a simple digital mortgage renewal experience.