Shop multiple mortgage lenders at once. No Broker filter.
Welcome to Apply Financial, Canada’s mortgage marketplace.
Anonymously shop for your best options, with no mortgage broker filter. No sales calls. No credit impact.
Shouldn't lenders be competing for your unique mortgage?
Complicated situation? Straight forward? One application connects you to multiple lenders competing for your mortgage.
Stay anonymous until you choose. Our adaptive form saves time, invites Canada’s most competitive lenders, and delivers their best terms within 24 hours.
According to RBC’s CEO there is “ruthless competition” amongst lenders for your mortgage. Ready to shop multiple lenders at once and find out?
Why Use Apply Financial, Canada's Mortgage Marketplace?
1. With one personalized adaptive application, anonymously reach Canada’s most competitive lenders. Without affecting your credit score.
2. No sales calls. Shop your pre-approval confidentially – we keep you anonymous until you choose. If you move forward, only that lender receives your contact info—no unwanted calls.
3. Receive multiple lender proposals, from Canada’s most competitive start ups and established lenders. Watch lenders compete when you are ready.
You are anonymous to lenders until you choose to proceed
At Apply, you can confidentially test the waters. No sales calls. No unwanted solicitation.
Lenders require your details, not your name or contact information in order to decide on your application.
After you submit an application and review your offers, only the lender you chose receives your name and contact details.
No more guessing where to apply.
And finding your best terms does not affect your credit score.
Just want your personalized answer, no chit chat?
Its easy to get your unique, personalized best terms from lenders competing for your business.
Start when you are ready. Anonymously. At your pace. Leave and come back later. Find the exact, best, mortgage for you, with no strings attached. No one will call, no one will “just following up for the fourteenth time….”
It’s free. And it doesn’t affect your credit score.
Ready to start?
Mortgage Pre Approval
Ready to go home shopping? lets get you pre approved for your best offers
Get your pre approvals startedApply Now
Ready to buy a specific property? lets explore options and find your best offers
Apply to competing lenders NowRenewal
Is your current mortgage coming due in the next 6 months? Lets find your best rollover offers from our hundreds of lenders
Lets find your best renewalRefinance
Time to consider your options? lets find your best options from hundreds of lenders
Get your refinance offersMortgage Rates from Across Canada
Today's Best "Posted Rates"
Posted rates are only useful to understand the general level of market rates. Why? If you have strong credit there are lenders offering mortgages below their, or others, posted rates that you likely qualify for.
These change day to day based on lender demand. If you have weaker credit or a complicated situation, you may not qualify with the lender posting best rates--in this case its super important to shop lenders for your unique best rate.
Adjustable Rate
Fixed Rate - Closed
